The Capital Buffer and Capital Planning-Banks Essay - 1

The Capital Buffer and Capital Planning-Banks - Essay Example According to this article, FINMA categorizes different financial institutions into different groups based on their total material goods, possessions under management, fortunate and required own funds. Pillar 2 describes the limits for capital buffers in line with categorization. The support sets the capital adequacy requirements in a digressive manner that depends on the size of the institution and its complexity. These limits described by this support include the capital ratio that is applicable to establish the capital adequacy of an institution. The other limit is the capital ratio that needs an immediate action according to the supervisory law. The pillar claims that all financial institutions need to improve the quality of its financial status the help to meet the capital adequacy target of the whole system. Another trait common to most of the financial institutions includes an inability to fulfill the capital buffer target. The author claims that an organization can be permitte d to fail to comply with the capital adequacy target upon lack of notification. These organizations are advised to inform the FINMA in advance. The company should also explain the date of meeting the compliance and the method of complying with the capital adequacy target.

Working with and leading people Essay Example | Topics and Well Written Essays - 1500 words - 2

Working with and leading people - Essay Example His recruits learnt to support each other during difficult times; it was a lesson on showing concern for one’s teammate. This is a depiction of the principle stage of Tuckman’s Teamwork Theory which discusses the formulation of the team. This is a stage where each individual is trying to find his/her role in the team, they are sizing each other up and there are cases of doubt to one’s purpose (Tuckman Bruce, 1965) Oliver tasked the recruits with challenging assignments like working night shifts at the bakery. Knowing the difficulty level of his challenge, he appeared for some of the shifts and he worked alongside his recruits. At the end of the training they were expected to work together as a team in a commercial kitchen, they therefore had to develop a sense of devotion towards each other. To foster this devotion, Oliver took his recruits for camping activities and later on he tested them by taking them through a simulation test. They were tasked with the duty of preparing meals for fifty clients. The purpose of the simulation was to see how they worked under pressure. This was in line with Tuckman’s second stage theory which is the Storming. At this level they have started seeing themselves as a team however, this stage is characterized by confrontations and various levels of conflict. This is expected due to the pressure put on them by Oliver. As per the expectations, some of them crumbled when the scene got chaotic. This was however, part of the team building process. At the end of the training, the recruits were assured of a job working for Oliver. They therefore had an end in mind. This sense of purpose according to Dr. Belbin, M. 2014 is the motivator for teamwork. Oliver demonstrated participative leadership when he engaged with his recruits in their daily tasks, when he helped them solve problems that occurred at the ground level. His hands on approach was in line with the Participative Leadership Theory which